Jun 9, 2020
Schedule your 15-minute call with Anthony or Cameron here:
http://bit.ly/iwc15podcast
Have you ever laid in bed at night and wondered if you have enough
money to retire? In today’s episode we interview Dr. Wade Pfau, who
has devoted his career to answering this question. Dr. Pfau is the
Founder of the Retirement Researcher Blog which provides
independent, data-driven and research-based information about
retirement income planning. Today we discuss one of the biggest
misconception's clients (and advisor’s) make when calculating cash
flow in retirement. The “4% Rule” is often misunderstood and Dr.
Pfau provides his insight into whether or not it is applicable in
today’s low interest rate environment. Additional topics discussed
include the following:
What is the 4% Rule?
Is it still applicable in today’s low interest rate
environment?
Whole Life vs. Universal Life
Should I replace my Bond Portfolio with High Cash Value Life
Insurance?
What are the three types of Buffer Assets?
Personal Pension/Volatility Buffer
The case for annuities in a low interest rate environment
What is a Reverse Mortgage?
Reverse Mortgage vs. A HELOC
To learn more about how to increase your income in retirement check
out our on-line course at www.InfiniteWealthCourse.com
Resources:
Website: https://retirementresearcher.com/
How much can I
Spend In Retirement? A guide to Investment-Based Income
Strategies
Reverse
Mortgages: How to use Reverse Mortgages to Secure Your
Retirement
Safety-First
Retirement Planning: An Integrated approach for a Worry-Free
Retirement
White Paper: Optimizing Retirement Income by Combining Actuarial
Science and Investments
Sequence of Returns Video- https://youtu.be/dbRDzZK4EK0